Insurance Dispute Resolution Requires Market Research Perspective

This case involves general liability claims filed in Illinois against several out-of-state insurance companies. It was alleged that out-of-state insurance companies should be considered at home if they do more business than domestic in-state insurance companies. An expert in state insurance policies and regulations was sought to provide statistics about the percentage of work that domestic and out-of-state insurance companies perform in-state

Question(s) For Expert Witness

1. Please describe your experience with the insurance market.

2. What materials would you need to provide an estimation of business performed by domestic insurance companies opposed to out-of-state insurance companies?

Expert Witness Response E-325516

I have taught insurance and conducted research on the insurance market, both the US market and the international market, for 19+ years. I have access to the annual NAIC filings and can provide analysis on the amount of business performed by both state and foreign insurers. I rely heavily on this kind of data for my research and am able to retrieve data from ten years ago as well.

Expert Bio:

This expert has over two decades of experience researching and teaching about the insurance market and risk management. She completed a master's degree in actuarial science, as well as a Ph.D. in risk management and insurance. She has held teaching positions as a professor of risk management and insurance at various universities and has published dozens of works focusing on both domestic and international insurance markets. She has spoken on these topics at professional conferences and was named one of the most prolific authors in the leading risk management and insurance journals.