Mortgage Expert Witnesses in Massachusetts

This mortgage expert has 30+ years of lending experience, including management positions in residential and consumer lending, secondary marketing, loan servicing, compliance, and operations. He is an accomplished third-party underwriter and quality control reviewer of mortgage loans and operations for several classifications of mortgage lenders. He has been a national-level instructor for over 20 years and has taught hundreds of lenders, as well as taught examiners and regulators on the state and federal level for banks, credit unions, and mortgage bankers/brokers. He worked with the NMLS in designing the SAFE Act federal MLO exam and in reviewing and auditing SAFE Act licensing education programs. The expert is a past Director of the Community Lending Institute Education Department for the American Bankers Association and is also the past Board Director, Strategic Planning Committee Chair, and Education Committee Co-Chair for the Connecticut Mortgage Bankers Association. In addition, he is the author of an industry standard residential mortgage textbook that is used in several hundred U.S. colleges and universities. The expert current runs two small consulting practices that specialize in mortgage and consumer lending/compliance.

This expert currently serves as Associate Professor of Economics at a university in New York and has been teaching economics for over 30 years. She received her B.A. in Sociology, her M.A., in Economics, and her Ph.D. in Economics. Her publications and presentations have focused on the topics of home mortgages and the foreclosure crisis. She previously worked at the New York State Banking Department (now the NYS Division of Financial Services) as Assistant Director of Banking Research and Acting Director of Financial Services Research. This included analyzing the performance of New York State banks as well as analyzing banking and mortgage trends.